What we offer

The kinds of capital we keep.

From a plain loan against property to structured and hybrid credit, special-situation capital and investments of our own, everything we do is conservatively underwritten and built around a clear exit or a patient hold. Four families of capital, held to one standard.

Flights of weathered stone steps descending in tiers into the Chand Baori stepwell at Abhaneri
Plate IChand Baori, Abhaneri, Rajasthan

Secured Lending

Liquidity against assets you already own, at a conservative loan-to-value and released quickly, with no processing or prepayment fees.

Loan Against Property
Against residential or commercial real estate.
Loan Against Securities
Against listed shares, mutual funds, bonds and precious metals, while you stay invested.
Elliptical white ribs rising in tiers to a long skylight
Plate IIRibbed atrium, looking up to the skylight

Structured Credit

Bespoke, big-ticket facilities for established businesses, secured throughout and carefully structured.

Structured Credit Opportunities
Roughly ₹20 to 50 Cr; capex-to-opex and asset-based lending, often with an equity-warrant upside alongside the credit.
Promoter Funding
Against holdings or assets, for acquisitions, consolidation or liquidity.
A wedge of sky framed between tall concrete walls at Museum SAN, seen from below
Plate IIIMuseum SAN, Wonju, by Tadao Ando

Special Situations

Credit, hybrid and equity capital where timing and complexity deter conventional lenders, built around a defined exit.

Distress Funding
For situations others avoid, priced for the risk and structured to a clear exit.
Bridge Finance, Real Estate
Short-tenor capital for under-construction projects, sized to a clean take-out.
A carved stone chariot wheel on the Sun Temple at Konark
Plate IVSun Temple wheel, Konark

Proprietary & Strategic Investments

Our own capital, invested in listed and private companies we understand, and in strategic positions we intend to hold for the long run.

Listed equities
Positions in public companies we have researched and understand, held with the same discipline as our lending.
Private and strategic holdings
Stakes in unlisted businesses we understand, held for the long run.

Across every facility

The same terms, every time.

  1. No processing fees

    What we quote is what you pay. We do not charge to assess or arrange a facility.

  2. No prepayment penalty

    Repay early when it suits you. We never penalise a borrower for clearing a loan.

  3. Little paperwork

    We ask only for what underwriting genuinely needs, not a file built to slow you down.

  4. A prompt answer

    A clear answer in days. When we say yes, we move at the pace the situation demands.

For promoters, borrowers and deal referrers

Pitch to us

Credit, hybrid or equity: tell us what you need and what backs it. We read every serious proposal and respond quickly.